Sales

We currently have Two different options if you would like to market your property with Under 1 Roof.

Option 1 V.F.M. (Value For Money)

• Property valuation carried out along with comparable sales in the area of your property
• Photos and PDF brochure produced
• Advertised on Rightmove & Zoopla and other smaller sites
• Advertised on Under 1 Roof Website
• Viewings arranged
• Vendor shows clients around property
• Offers negotiated
• Sales documents produced
• Sale chased until completion
• No Tie in period

All the above for a flat fee of £399 + Vat (£478.80) paid upfront on instruction

Option 2 No Sale No Fee

• Property valuation carried out along with comparable sales in the area of your property
• Photos and PDF brochure produced
• Advertised on Rightmove & Zoopla and other smaller sites
• Advertised on Under 1 Roof Website
• Viewings arranged & Carried out by a member of staff
• Offers negotiated
• Sales documents produced
• Sale chased until completion
• Prospective buyer pre-qualified for affordability
• No tie in period

All the above for a flat fee of £999 + Vat (1198.80) payable on completion of the sale. No Sale No Fee

Lettings

Under 1 Roof lettings department was set up to offer the personal touch to all our landlords, making sure rents are paid on time and properties kept in the condition we handed them over to the tenants in. After many years of hearing horror stories that rents had not been paid on time and high management fees from agents we decided it was time for a professional service where rents are paid the same day as we receive them and tenants are vetted and referenced in the correct way which avoids missed and late payments.

Our Promise

Our promise to all our landlords is to keep our personal touch and not to fall in to the trap of having hundreds of properties managed and losing our reputation of a professional company.

We also guarantee to pay all rents received on the day we receive them.

To inspect properties on a regular basis.

To contact landlords when works need to be carried out and not to carry out works and surprise you with an unexpected bill.

Landlord Fees

• Initial Set Up Fee (Includes tenancy agreement, tenant referencing,
• check in, check out and deposit protection) £300.00
• Professional Inventory £100.00
• Fully Managed fee 5% of each month’s rent + VAT (6%)
• Fully Managed HMO fee 6% of the rent received + VAT (7.20%)

Other Fees if required

• Annual Rent Schedule £20.00
• Property visits other than normal inspections £25.00
• Attendance at Court £250.00
• Project Management 10%
• Vacant Management Service £50 per month
• Gas Safety Certificate (12 month certificate) £80.00
• Electrical Installation Condition Report (EICR - 5 Year Certificate) from £200
• Energy Performance Certificate (EPC – 10 Year Certificate) from £80
• Property refurbishment 10% fee of total costs includes managing project

Mortgages

A mortgage is probably the largest financial commitment you'll ever make.

Therefore it makes sense to ensure you obtain the right one for your circumstances.

Repayment, Interest Only, Fixed, Discounted, Tracker. The list seems endless, and it can often prove difficult or confusing for borrowers when trying to reach the right conclusions.

This is where a competent & experienced Mortgage Adviser can help smooth the path to finding the right solution for you.

We are Whole Of Market mortgage advisors who have access to deals that are not available direct to the general public. Our mortgage sourcing software is one of the most up to date and sophisticated on the market which will give you the best mortgage to suit your needs.

We do not charge any of our clients a fee for our services or will you have any high pressure sales, we simply give you the options and do the hard work for you.

We cover all aspects of mortgage work from residential to Buy to Let, we also cover specialist mortgages like Limited company buy to lets & commercial finance if needed.

Other financial service covered:

• Secured Loans
• Life insurance
• Critical illness insurance
• Buildings and contents
• Income Protection

When we arrange your life insurance we will write this in to trust for you free of charge, if your life insurance is not in trust please call to see how we can help you.

Under 1 Roof is an appointed representative of New Leaf Distribution Limited which is authorised and regulated by the financial conduct authority (FCA). Reference number 460421 Buy to Lets and commercial Finance are not usually regulated by the FCA

Property Investment

Many people dream of owning a Buy To Let property and think they cant afford it or the risks are high & tend to leave this ambition in the back of their minds. This is something we have helped clients with over the years. Showing how you can let your current property out and purchase a new one with the rental income generated making payments on the new property affordable and often less than if they were to sell.

Case Study One: Mr & Mrs “G”, Purchased a new build property and 4 weeks before completion the buyer of there property pulled out leaving them unable to complete on the new dream property. Mr & Mrs G called us and arranged a meeting, we switched the current property to a Let to Buy mortgage and released enough equity for them to purchase the new property & the purchase went through. Mr & Mrs G would have been paying a mortgage until they were 67 if they had sold the original property and moved forward as they planned. Since this happened they have purchased another two properties with the equity they have built up over the years and also paid off the residential mortgage at the age of 54, some 13 years earlier than planned originally. They also have an income from 3 buy to lets bring them in a pre tax profit of £1500 which is going to be used for a retirement income.

Case Study Two: Mr “B”, Owned 3 buy to let properties all with very small mortgages and didn’t realise he could release the equity to purchase more properties. We looked at the portfolio and released equity from all 3 properties which enabled him to buy another 3 investment properties turning his portfolio from 3 to 6 in a short space of time. Not only did this generate extra income he also now has a more tax efficient way in renting out the new properties.

Please remember that property prices can go down as ell as up and your money could be at risk.

To speak to one of our team regarding property investments please call 01908 608868